Using the Nudge function

Keep your forecast accurate

Why timing isn’t always exact

In WebCashFlow, each scheduled transaction has a frequency and a base date. For example, a mobile phone payment might be set to monthly, with a base date of the 15th. This creates a forecast showing a payment on the 15th of each month.

In practice, however, payments rarely fall on exactly the same date every time. Weekends, bank holidays, and processing times can cause transactions to shift by a few days either side. A payment expected on the 15th might actually leave your account on the 13th — or not until the 17th.

This small variation can have a noticeable impact on your forecast, especially when you are looking at your current or opening balance.

Why your banking app matters

Before relying on your forecast, it’s important to check your banking app to see what has actually happened.

You may find that:

• A payment you expected in the next few days has already been taken
• Income has arrived earlier than planned
• A transaction has been delayed and hasn’t yet appeared

If you don’t account for this, your forecast can become misleading. A payment might be counted twice — once because it has already affected your balance, and again because it is still scheduled as a future transaction.

How the Nudge function helps

The Nudge function allows you to adjust the base date of a scheduled transaction quickly and precisely.

By clicking the left or right chevrons, you can move the base date:

• Backwards (to an earlier date)
• Forwards (to a later date)

Each click shifts the date by one day, and multiple clicks move it further. The change is permanent until you adjust it again.

Bringing it all together

When you run a forecast, a quick check of your banking app allows you to see whether reality has moved ahead of, or fallen behind, your plan.

Using the Nudge function, you can then:

• Move transactions back if they’ve already happened
• Move them forward if they’re delayed

This keeps your forecast aligned with your actual bank balance and ensures it remains a reliable guide.

A small adjustment with a big impact

The differences involved are often only a few days, but they can make a big difference to how accurate and useful your forecast is.

By combining real-time checking (your banking app) with simple adjustment (the Nudge function), you keep your cashflow forecast grounded in reality — and therefore far more effective as a planning tool.